How to Apply for Financial Aid

To apply for financial aid, follow these steps:

  1. Submit the Free Application for Federal Student Aid (FAFSA) at as soon as possible after October 1.
  2. Track your financial aid status at Kirkwood by logging into MyHub and choosing "Check Status"  under the Financial Aid heading. Review your checklist for additional requirements.
  3. Activate or decline your loans by completing that step on the financial aid checklist. Please ensure that you have loan funds for the terms you will be attending. This would include fall, spring and summer, if applicable.
  4. If you activate your loans, complete the Department of Education's entrance counseling and Master Promissory Note (
  5. Sign up for Direct Deposit through MyHub. If an amount remains after tuition and books are paid, it will be sent once your attendance is verified. If you choose not to sign up for direct deposit, your refund will be mailed to you at the address on file.